Terms and Conditions

1. Definitions and Interpretation

1.1 In these Terms, unless the context otherwise requires:

• "Platform" means the Winlytics website, software, applications, and related services operated by Lege Nova Ltd.
• "Winlytics" means the betting prediction and data analysis platform provided by Lege Nova Ltd.
• "Company", "we", "us", or "our" refers to Lege Nova Ltd, Company Number 204222502.
• "User", "you", or "your" refers to any individual or legal entity accessing or using the Platform.
• "Content" means all predictions, data, statistics, models, text, graphics, software outputs, and other materials made available through the Platform.
• "Third-Party Provider" means any external bookmaker, data provider, API provider, league, or service not operated or controlled by Lege Nova Ltd.

1.2 Headings are for convenience only and do not affect interpretation.

1.3 References to laws include amendments and replacements thereof.

2. Introduction and Legal Framework

2.1 These Terms and Conditions ("Terms") govern your access to and use of the Winlytics platform (the "Platform"). By creating an account, accessing, or using the Platform, you confirm that you have read, understood, and agree to be legally bound by these Terms.

2.2 The Platform is operated by Lege Nova Ltd, Company Number 204222502, with its registered address at Lyuben Karavelov 68 str., Sofia, Bulgaria. Contact email: info@winlytics.ai.

2.3 These Terms are drafted in accordance with applicable European Union legislation, including but not limited to Directive 2011/83/EU (Consumer Rights Directive), Directive 93/13/EEC (Unfair Contract Terms Directive), and Regulation (EU) 2016/679 (GDPR).

2.4 If you do not agree to these Terms, you must not use the Platform.

3. Nature of the Service – Information Only

3.1 Winlytics is a software-as-a-service (SaaS) platform providing statistical analysis, algorithmic modelling, and data-driven predictions related to sporting events.

3.2 Winlytics is not a bookmaker, gambling operator, betting intermediary, financial institution, or payment processor.

3.3 The Platform does not accept, place, manage, transmit, or settle bets, does not hold user funds, and does not provide betting odds.

3.4 All content provided through the Platform is for informational and entertainment purposes only. Any betting activity undertaken by the user with third-party operators is carried out independently, voluntarily, and entirely at the user's own risk.

4. Eligibility and User Declarations

4.1 You may only use the Platform if you are at least 18 years old or the legal gambling age in your jurisdiction, whichever is higher.

4.2 You are solely responsible for ensuring that access to betting-related information is lawful in your country of residence.

4.3 By using the Platform, you expressly declare and warrant that you meet all legal requirements to access such content.

5. No Guarantee and AI Limitations

5.1 All predictions, probabilities, statistics, and outputs generated by the Platform are probabilistic estimates and not guarantees of outcome.

5.2 Predictions are based on historical data, third-party data sources, and algorithmic models that may contain errors, omissions, or delays.

5.3 Artificial intelligence and statistical modelling involve inherent uncertainty. Actual outcomes may differ materially from predicted results.

5.4 Past performance does not indicate or guarantee future results.

6. User Responsibility and Assumption of Risk

6.1 You remain fully responsible for all betting decisions, selection of betting providers, verification of odds and markets, and bankroll management.

6.2 Any staking or bankroll guidance displayed on the Platform is illustrative only and does not take into account your personal financial circumstances.

6.3 You expressly assume all risks associated with betting, including the risk of total loss of funds.

7. No Advice Disclaimer

7.1 Nothing on the Platform constitutes financial, investment, gambling, legal, or tax advice.

7.2 No content on the Platform should be interpreted as an inducement or recommendation to place a bet.

8. Limitation of Liability

8.1 To the maximum extent permitted by applicable law, Lege Nova Ltd shall not be liable for any indirect, incidental, consequential, or financial losses, including loss of profits, loss of opportunity, or emotional distress.

8.2 This limitation applies to losses arising from reliance on predictions, algorithmic or data errors, platform downtime, or third-party services.

8.3 Nothing in these Terms excludes liability for fraud, gross negligence, or any liability that cannot be excluded under EU consumer law.

8.4 Where liability cannot be excluded, total liability shall be limited to the fees paid by the user for the Platform in the preceding 30 days.

9. Third-Party Services

9.1 The Platform may reference or link to third-party bookmakers, data providers, or external services.

9.2 Lege Nova Ltd does not control, endorse, or assume responsibility for third-party services, content, or availability.

9.3 Any interaction with third parties is governed by their own terms and undertaken at the user's own risk.

10. Platform Availability

10.1 Access to the Platform is provided on an "as-is" and "as-available" basis.

10.2 We reserve the right to modify, suspend, or discontinue the Platform or any part of it at any time without liability.

11. Force Majeure and Data Dependency

11.1 Lege Nova Ltd shall not be liable for any failure or delay in performance caused by events beyond its reasonable control, including acts of God, natural disasters, war, terrorism, labor disputes, governmental actions, internet or infrastructure failures, or pandemics.

11.2 The Platform relies on third-party data sources, APIs, and external providers. Lege Nova Ltd does not guarantee the availability, accuracy, or continuity of such data.

11.3 Lege Nova Ltd shall not be liable for inaccuracies, delays, or service interruptions resulting from third-party data failures, sporting event cancellations, rule changes by leagues or bookmakers, or settlement discrepancies.

12. Subscription Fees, Billing, and Payment Authorisation

12.1 Subscription Plans. Access to certain features of the Platform is provided on a paid subscription basis. Lege Nova Ltd offers subscription plans (such as monthly and annual plans, including but not limited to introductory and standard tiers, e.g. plans priced at EUR 19, EUR 97, or such other amounts as may be displayed from time to time) at the prices and on the billing frequencies displayed on the Platform's pricing page or at checkout at the time of purchase. The plan name, price, billing cycle, and any introductory or promotional terms shown to you at checkout form part of these Terms.

12.2 Free Trial. Where a free trial, evaluation period, or introductory offer is made available, you may be required to provide valid payment details to access it. Unless you cancel before the trial or introductory period expires, you expressly authorise Lege Nova Ltd to automatically charge the applicable subscription fee to your payment method on file at the end of that period, and your subscription will automatically convert to a paid, recurring subscription on the plan and at the price disclosed at sign-up.

12.3 Recurring Billing and Payment Authorisation. By providing your payment details (including, without limitation, a credit or debit card, bank account, SEPA mandate, digital wallet, or any other accepted method of payment) and subscribing to a paid plan or free trial, you expressly and irrevocably authorise Lege Nova Ltd and its third-party payment processors to:

• (a) charge the applicable subscription fee, together with any applicable taxes, surcharges, or other amounts due, to your selected payment method on the date of purchase, at the end of any free trial, and on each subsequent renewal date for so long as your subscription remains active;
• (b) automatically renew your subscription at the end of each billing cycle (whether monthly, annual, or otherwise) at the then-current price for that plan, until you cancel in accordance with these Terms;
• (c) store, tokenise, and retain your payment details (or have them stored by a PCI-DSS compliant payment processor) for the purpose of processing recurring charges and any future charges authorised by you;
• (d) re-attempt the charge using the same payment method, or any updated card or account details obtained through card-network account-updater services or otherwise made available to the processor, if a payment is declined, fails, is reversed, charged back, or is otherwise not honoured, including by retrying over a period of several days or weeks;
• (e) update card expiry dates and similar non-sensitive payment metadata received from card networks or banks without further authorisation from you.

This authorisation will remain in full force and effect until you cancel your subscription and any outstanding amounts have been paid in full.

12.4 No Refunds for Commenced Subscriptions. Except where required by mandatory consumer protection law or as expressly provided under our separate Money-Back Guarantee Policy, all subscription fees are strictly non-refundable once a billing cycle has commenced. Without limitation, Lege Nova Ltd does not provide refunds, credits, or pro-rated reimbursements for:

• (a) partial or unused periods of any subscription;
• (b) periods during which you did not log in, did not use the Platform, or did not make use of any predictions or content;
• (c) cancellations made part-way through a billing cycle (in which case you will retain access until the end of the current cycle and will not be charged for the next cycle);
• (d) downgrades from a higher-tier plan to a lower-tier plan during a billing cycle;
• (e) renewal charges that you failed to cancel in time, including charges following the conversion of a free trial or promotional period;
• (f) outcomes of any bets, wagers, or financial decisions you make with third-party operators, whether or not influenced by Platform content.

12.5 Statutory Withdrawal Right (EU Consumers). Where you are an EU consumer, you acknowledge and expressly agree that the Platform consists of digital content and digital services supplied immediately upon subscription. By subscribing, you give your prior express consent to the immediate performance of the service and acknowledge that you thereby lose your right of withdrawal under Article 16(m) of Directive 2011/83/EU once performance has begun.

12.6 User Responsibility for Charges, Payments, and Account. You are solely responsible for:

• (a) ensuring that valid, current, and sufficient payment details are maintained on your account at all times;
• (b) monitoring your bank, card, or wallet statements to keep track of all subscription charges, renewals, and re-attempted charges;
• (c) reviewing the billing, plan, and subscription information available within your Winlytics account;
• (d) cancelling your subscription before the next renewal date if you no longer wish to continue;
• (e) the security of your account credentials and any activity (including paid activity, upgrades, downgrades, and renewals) carried out under your account;
• (f) any consequences of failing to do any of the above, including but not limited to overdraft fees, declined-transaction fees, missed cancellations, forgotten subscriptions, or service interruptions.

Lege Nova Ltd shall not be responsible or liable for charges that you fail to monitor, for renewals or trial conversions that you fail to cancel in time, for outdated payment details, or for any third-party fees imposed by your bank, card issuer, or wallet provider.

12.7 Failed Payments and Service Suspension. If a scheduled payment fails, is declined, is reversed, or is otherwise not honoured for any reason (including, without limitation, insufficient funds, expired or blocked cards, fraud blocks, card-issuer declines, or chargebacks), Lege Nova Ltd reserves the right, without further notice, to:

• (a) re-attempt the charge one or more times over a reasonable period using the original payment method or any updated payment details available;
• (b) notify you of the failure and request that you provide updated payment details;
• (c) suspend, restrict, downgrade, or terminate access to the Platform until the outstanding amount is paid in full;
• (d) recover any unpaid amounts, including by lawful collection means, with all reasonable costs of recovery (including legal and collection fees) borne by you to the maximum extent permitted by law.

12.8 Cancellation. You may cancel your subscription at any time through your account settings. Cancellation takes effect at the end of the then-current billing cycle. You will retain access to paid features until the end of that cycle and will not be charged for any subsequent cycle, but no refund will be issued for the remainder of the current cycle. It is your responsibility to ensure that your cancellation request is received and processed before the next renewal date; cancellations submitted after a renewal charge has been processed will take effect from the following cycle.

12.9 Price Changes. Lege Nova Ltd may change subscription prices, plan tiers, plan features, or billing frequencies at any time. Price changes will not affect any billing cycle that has already been paid for. Where a price change applies to your renewal, Lege Nova Ltd will use reasonable efforts to notify you in advance, and you may cancel before the renewal date if you do not accept the new price. Continued use of the Platform after a price change has taken effect on your account constitutes acceptance of the new price.

12.10 Taxes. Unless stated otherwise, all prices are exclusive of any applicable VAT, sales tax, GST, or other indirect taxes or duties. Where Lege Nova Ltd is required to collect such taxes, they will be added to your charge at the applicable rate based on the jurisdiction associated with your account.

12.11 Chargebacks and Payment Disputes. If you believe a charge is incorrect, you must contact info@winlytics.ai within thirty (30) days of the charge so that Lege Nova Ltd has a reasonable opportunity to investigate and, where appropriate, resolve the matter. Initiating a chargeback, payment reversal, or dispute with your card issuer, bank, or payment provider without first contacting Lege Nova Ltd may result in immediate suspension or termination of your account. Lege Nova Ltd reserves the right to recover any chargeback fees, processor fees, related costs, and any amounts owed, and to dispute illegitimate chargebacks with the relevant payment provider.

12.12 Promotions and Discounts. Promotional pricing, discount codes, vouchers, referral credits, and introductory offers are valid only for the period and on the conditions stated, are not transferable or redeemable for cash, and may be modified or withdrawn at any time. Unless expressly stated otherwise, promotional or introductory pricing applies only to the first applicable billing cycle, after which standard pricing for the relevant plan will apply on each subsequent renewal.

13. Account Suspension and Termination

13.1 We may suspend or terminate accounts where these Terms are breached, payment obligations are not met, abuse is suspected, or platform integrity is threatened.

13.2 In such cases, access may be revoked without refund and any unpaid amounts shall remain due and payable.

13.3 Where applicable under EU law, users expressly consent to immediate performance of digital services and acknowledge loss of the statutory withdrawal right once access is granted.

14. Intellectual Property and Fair Use

14.1 All content, software, algorithms, models, databases, and branding available on the Platform are the exclusive intellectual property of Lege Nova Ltd.

14.2 Users are granted a limited, non-exclusive, non-transferable, revocable license to access the Platform for personal use only.

14.3 Users shall not:

• (a) copy, reproduce, redistribute, or resell predictions or content;
• (b) scrape, crawl, or systematically extract data;
• (c) share accounts or provide access to third parties;
• (d) use the Platform for commercial or competitive purposes;
• (e) attempt to reverse engineer or circumvent technical protections.

14.4 Lege Nova Ltd reserves the right to suspend or terminate access where fair use limits are exceeded or abuse is detected.

15. Responsible Use

15.1 Betting involves financial risk. You agree to use the Platform responsibly and never wager funds you cannot afford to lose.

15.2 If betting becomes problematic, you should seek professional support.

16. Indemnification

16.1 You agree to indemnify and hold harmless Lege Nova Ltd from any claims or losses arising from your use of the Platform, betting activity, or breach of these Terms, including any unpaid subscription fees, chargeback costs, and related collection expenses.

17. Amendments

17.1 We may amend these Terms from time to time.

17.2 Continued use of the Platform after changes constitutes acceptance of the updated Terms.

18. Governing Law and Jurisdiction

18.1 These Terms are governed by the laws of the Republic of Bulgaria.

18.2 Mandatory consumer protection rights under EU law remain unaffected.

18.3 Any disputes shall be subject to the exclusive jurisdiction of the competent courts of Bulgaria.

19. Language, Severability, and Entire Agreement

19.1 These Terms are drafted in the English language. In the event of any translation, the English version shall prevail to the fullest extent permitted by law.

19.2 If any provision of these Terms is found to be invalid, unlawful, or unenforceable by a competent authority, such provision shall be severed and the remaining provisions shall remain valid and enforceable.

19.3 These Terms constitute the entire agreement between you and Lege Nova Ltd regarding the use of the Platform and supersede all prior or contemporaneous communications, representations, or agreements.

20. Complaints Handling and Alternative Dispute Resolution (ADR)

20.1 Users may submit complaints or queries regarding the Platform by contacting info@winlytics.ai.

20.2 Lege Nova Ltd will use reasonable efforts to address complaints in a timely and fair manner.

20.3 Where required under applicable EU consumer law, users residing in the European Union may have the right to use an Alternative Dispute Resolution (ADR) entity or the EU Online Dispute Resolution (ODR) platform.

20.4 Lege Nova Ltd does not commit to participating in ADR procedures unless legally obliged to do so.